Kathryn McCoach

As managing editor and expert writer at ASAP Finance, Kathryn McCoach draws on more than a decade in the financial sector and lending industry to guide people on how to make responsible decisions with their money. Kathryn believes that giving people access to easy-to-understand spending and borrowing advice is key to helping them achieve their financial goals. With a master’s degree in finance and years spent working with clients as a loan officer and financial advisor, Kathryn understands how important education is to direct people to get out of debt, improve bad credit, and gain financial independence.

Latest Blog Posts

I Need Groceries But Have No Money

I Need Groceries But Have No Money

It’s scary when the "I need groceries but have no money" problem arises. Many low-income families today struggle with hunger and need help desperately. Wonder what to do when you have no money for food? Let's find out how to get free groceries, what programs to apply for, and how to reduce your grocery bills.

Kathryn McCoach Kathryn McCoach
How to Get a Car With No Down Payment: What You Should Know

How to Get a Car With No Down Payment: What You Should Know

Are you dreaming of your own car, or want to change the old one to a new one, but there is no money for a down payment? Worried about your bad credit score? Check out the list of tips on how to get a car without a down payment on the best terms for you.

Kathryn McCoach Kathryn McCoach
Home Equity Loan vs. Mortgage – What’s The Difference?

Home Equity Loan vs. Mortgage – What’s The Difference?

Most people know what a mortgage means and when you might need it. The mortgage loan is a type of borrowing with restricted use people obtain to buy a house. But do you know what a home equity loan is about? It may seem that these two are similar to each other, but there is

Kathryn McCoach Kathryn McCoach
Emergency cash for single mothers

Emergency cash for single mothers

Single mothers frequently need financial help. They usually have limited opportunities to earn money, and, at the same time, their spending is high because of the child. That's why they have low income. Government and financial institutions understand this necessity for instant assistance and make borrowing money easier. Single moms also have access to government

Kathryn McCoach Kathryn McCoach
How Long Does Unpaid Payday Loan Stay In The System?

How Long Does Unpaid Payday Loan Stay In The System?

There is some controversy around payday loans. Some sources deem them to be unjust. Some think it's actually the right thing to do – take advantage of someone who is not just themselves. There are even people online asking the following question: “What happens if I don't pay my payday loan?”. Trying to skip on

Kathryn McCoach Kathryn McCoach
Places to Hide Cash At Home: Clever or Stupid?

Places to Hide Cash At Home: Clever or Stupid?

It’s not as crazy as it sounds to be thinking about clever places to hide money at home. And we are not talking about secretly hiding thousands of dollars. The amount of money is just a few hundred dollars that might help you out of a tight spot in the case of an emergency, and

Kathryn McCoach Kathryn McCoach
Ultimate Guide to Pet Financing: Loans for Bad Credit

Ultimate Guide to Pet Financing: Loans for Bad Credit

Did you know that millennials are the ones who adopt pets and invest the most in their well-being? It is revealed by various international studies, which show that the generation born between 1980 and 2000 is the most informed, investing, getting loans for vet bills, and committing to their pets. The study “Pet Owner Paths,”

Kathryn McCoach Kathryn McCoach
Wedding Loans with Bad Credit

Wedding Loans with Bad Credit

Are both you and your partner ready to tie the knot, but you are not sure your current wedding fund will cover all the expenses? Well, you’re not the only one. Most couples underestimate the total cost of their wedding and end up borrowing money. The venue and the reception typically cost the most, shortly

Kathryn McCoach Kathryn McCoach
No Credit Check Furniture Financing

No Credit Check Furniture Financing

Do you want another piece of furniture in the bedroom, but the budget does not allow you to make too many changes? Maybe you also need a sofa in the living room to invite your friends to a movie. Whether you have recently moved and need to furnish your home or simply want to redecorate

Kathryn McCoach Kathryn McCoach
How to Check if the Loan Company is Legitimate

How to Check if the Loan Company is Legitimate

Finding a legitimate loan company is not an easy task. Before undertaking a loan, it’s essential to gather all the details about the legitimacy of the company. The last thing in the world you want to deal with is shady and suspect financial woes as a result of a less than stellar loan company. Table

Kathryn McCoach Kathryn McCoach
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