Kathryn McCoach

As managing editor and expert writer at ASAP Finance, Kathryn McCoach draws on more than a decade in the financial sector and lending industry to guide people on how to make responsible decisions with their money. Kathryn believes that giving people access to easy-to-understand spending and borrowing advice is key to helping them achieve their financial goals. With a master’s degree in finance and years spent working with clients as a loan officer and financial advisor, Kathryn understands how important education is to direct people to get out of debt, improve bad credit, and gain financial independence.

Latest Blog Posts

Loans Like LendNation

Loans Like LendNation

Finding the right loan can be challenging, especially when urgent. LendNation offers convenient short-term lending, but other institutions provide similar services with better terms. We'll explore alternatives to LendNation, focusing on small cash loans and flexible installment options to help you choose the best loan for your needs.

Kathryn McCoach Kathryn McCoach
A Complete Guide to Payday Loans Based on Income

A Complete Guide to Payday Loans Based on Income

Payday loans based on income provide quick cash to people facing financial problems. They don't require a credit check, just proof of income, making them available to those with poor credit. However, they have very high interest rates, often over 400% APR, and must be repaid by the next payday. This can lead to a cycle of debt. Alternatives include cash advance apps, pawn shop loans, personal loans from banks or credit unions, borrowing from friends or family, and credit cards with 0% APR.

Kathryn McCoach Kathryn McCoach
Pros and Cons of Payday Loans for Borrowers

Pros and Cons of Payday Loans for Borrowers

Financial difficulties can strike at any time. Millions of Americans turn to payday loans, which feature a simplified application process, quick access to cash, and minimal borrowing requirements. However, they are accompanied by high interest rates and short repayment periods. Therefore, you need to know the pros and cons of payday loans and their alternatives.

Kathryn McCoach Kathryn McCoach
Loans to Help Pay Utility Bills

Loans to Help Pay Utility Bills

Learn about the best loans for handling bill payments and utility expenses. We've covered support options that ensure you can maintain essential services — including variants for bad credit borrowers.

Kathryn McCoach Kathryn McCoach
How to Get Fast Cash if I Need Money Now

How to Get Fast Cash if I Need Money Now

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
How to Get Personal Loans for Self-Employed

How to Get Personal Loans for Self-Employed

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Can I Get a Payday Loan in Another State?

Can I Get a Payday Loan in Another State?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Payday Loan vs. Installment Loan: How Do They Differ?

Payday Loan vs. Installment Loan: How Do They Differ?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Cosmetic Surgery Financing with Bad Credit: Is It Possible?

Cosmetic Surgery Financing with Bad Credit: Is It Possible?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Personal Loans for a 600 Credit Score

Personal Loans for a 600 Credit Score

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
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