Kathryn McCoach
Latest Blog Posts
Are Pawn Shop Loans Really Worth the Risks?
Pawn shop loans let you borrow a percentage of your item’s value. You must repay the lender with interest within 1-2 months, or you lose your possession. So, are they worth it compared to other loans with fewer risks?
When Do Landlords Report Late Rent?
Navigating rental agreements can be challenging, especially with missed payments. Tenants often worry about landlords reporting these to credit bureaus, which can harm credit scores and future rental prospects. Find out the reporting process and its impact, emphasizing the importance of understanding agreements to manage budgets and avoid issues.
How to Remove a Charge-Off Without Paying?
Creditors mark accounts as charged off when unpaid, significantly impacting your credit score. Even with later improvements, lenders may question this entry. Removing an incorrect charge-off from your credit report is possible. We will explains how to remove a charge-off without paying and restore your credit rating.
Loans Like LendNation
Finding the right loan can be challenging, especially when urgent. LendNation offers convenient short-term lending, but other institutions provide similar services with better terms. We'll explore alternatives to LendNation, focusing on small cash loans and flexible installment options to help you choose the best loan for your needs.
A Complete Guide to Payday Loans Based on Income
Payday loans based on income provide quick cash to people facing financial problems. They don't require a credit check, just proof of income, making them available to those with poor credit. However, they have very high interest rates, often over 400% APR, and must be repaid by the next payday. This can lead to a cycle of debt. Alternatives include cash advance apps, pawn shop loans, personal loans from banks or credit unions, borrowing from friends or family, and credit cards with 0% APR.
Pros and Cons of Payday Loans for Borrowers
Financial difficulties can strike at any time. Millions of Americans turn to payday loans, which feature a simplified application process, quick access to cash, and minimal borrowing requirements. However, they are accompanied by high interest rates and short repayment periods. Therefore, you need to know the pros and cons of payday loans and their alternatives.
Loans to Help Pay Utility Bills
Learn about the best loans for handling bill payments and utility expenses. We've covered support options that ensure you can maintain essential services — including variants for bad credit borrowers.
How to Get Fast Cash if I Need Money Now
Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.
How to Get Personal Loans for Self-Employed
Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.
Can I Get a Payday Loan in Another State?
Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.