Installment Loans in Ohio

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online installment loans in ohio

Ohio Rates and Terms

Emergencies don't wait for the right time. ASAP Finance offers convenient in-store and online installment loans with no credit check for Ohioans seeking quick cash. Installment loans are perfect for emergency financial situations like medical bills or unexpected car repairs.

We provide easy short-term loans from direct lenders with same-day approval. Bad credit borrowers are welcome as well! You can get up to $2,500 in fast funding swiftly deposited into your bank account.

Interest rates typically range between 6% and 28% for a small personal loan in Ohio. Bad credit borrowers should expect the highest APR rates (not exceeding 28%). The minimum installment loan term is 91 days, but it depends on the lender.

How The Process Works in Ohio

Acquiring an installment loan in Ohio is quick and easy with ASAP Finance. Here's how it works:

Application: In order to complete the application, a borrower uploads all the required documents through a simple online form.

Approval Decision: A lender reviews the borrower's documents and gives a guaranteed approval decision on providing an installment loan.

Funds Transferring: If approved, a lender will transfer funds to a borrower's bank account (often via direct deposit). The cash transfer process usually takes a business day or even less.

Repayment Period: A person must repay the installment loan within 2–24 months. The exact repayment date is stated in your loan agreement contract.

What Do I Need to Apply for Ohio Installment Loans?

To apply for Ohio installment loans, you must meet these criteria:

  • Be a legal Ohio citizen;
  • Be a legal age in Ohio;
  • Have a valid contact number and an active email address;
  • Provide most recent pay stubs or bank statements as proof of your ability to repay;
  • Have a driver's license/photo ID and Social Security Number (or alien registration number or ITIN);
  • Have an active bank account/checking account.

Why ASAP Finance in Ohio

We provide short-term loans in Ohio for up to $2,500 with almost instant approval. Our direct lenders aim to conduct soft credit checks. Soft inquiries don't affect your FICO credit score. We aim to deposit the money in your checking account on the same day if you sign your loan agreement in the early morning.

  • Safe and Secure - We connect you with reputable direct lenders proven over time by thousands of borrowers. ASAP Finance is secured with 256-BIT SSL encryption for maximum data protection.
  • Certified Lenders Only - We partner only with licensed lenders who have all the necessary legal paperwork.
  • Wide Range of Services - ASAP Finance delivers a broad range of short-term loans in many states, including small loans, payday loans, loans for bad credit borrowers, and many more.
  • Lightning-Fast Support - Our Support Team is always ready to help! Share any questions and concerns, and we will reply shortly.

ASAP Finance Stores in Ohio

ASAP Finance operates numerous branches across Ohio for in-person loan application processing.

ASAP Finance in Cleveland, OH

2800 Euclid Ave #326, Cleveland, OH 44115


ASAP Finance in Akron, OH

209 S Main St ste 10, Akron, OH 44308


You can receive prompt assistance at our physical stores in these states as well: Texas, California, Indiana, Missouri, Florida, and Wisconsin. Our Support Team is always ready to help!



What are Alternatives to Payday Loans in Ohio?

Online installment loans serve as one of the more affordable alternatives to payday loans in Ohio. They have fairer annual percentage rates and longer term compared to payday loans.


How to Borrow Money Online in Ohio?

Getting an online installment loan in Ohio is easy. Start by submitting a loan application form, which helps lenders understand your borrowing intentions. A direct lender will conduct a soft credit check and send a loan offer to your email. All you need is a smartphone or a computer with internet and some spare time.


Where Can I Get Online Instant Loans with No Credit Check in Ohio?

ASAP Finance offers fast online installment loans up to $2,500 in Ohio with same-day approval. Our direct lenders aim to conduct soft credit checks, which are equivalent to 'no credit check'. Soft credit checks don't affect your FICO credit score.


When Can I Request an Online Installment Loan in Ohio?

Apply for an Ohio installment loan anytime — we're available 24/7 online. Loan transactions are processed on weekdays from 9:00 AM to 7:00 PM EST. The electronic funding is conducted on standard bank days.

Need quick cash in Ohio? Turn to ASAP Finance for online installment loans with same-day approval!Apply Online Now I read and agree to Terms, Rates, Privacy Policy before submitting a loan request.

Written by Gregory Allen

Updated on Feb 1, 2024