Payday Loans
in Texas

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Payday Loans in Texas

At ASAP Finance, we offer online payday loans in Texas for up to $1,200. Our lenders provide same day decisions and almost instant funding for approved applications. The money can be used for various personal needs or unexpected expenses, such as medical bills, car repairs, and other emergencies.

How to Get Payday Loans in Texas?

If you need money till your next payday, you're welcome to complete an online application process. Take 3 following steps to get payday loans in Texas with us:

  1. Fill out and submit our online application form in minutes.
  2. Get an almost instant loan decision.
  3. If approved, sign a loan agreement and get the funds within a day.

Besides payday loans, Texas residents can also access alternative loan options, such as installment loans, car title loans, and lines of credit.

What Do I Need to Apply for a Texas Payday Loan?

You don't need much to complete our online application process and get a Texas payday loan. Just prepare the following information in advance and enter it in the appropriate form fields:

  • Full name;
  • Active email you have access to;
  • Cell phone number;
  • Residential address;
  • Government-issued ID and valid Social Security Number;
  • Checking account number;
  • Proof of income (disability, retirement, and self-employment can be considered too).

Get Texas Payday Loans in ASAP Finance Stores

You're also welcome to visit our physical stores to apply for Texas payday loans in person. Check out the list of our locations to find the one near you.

ASAP Finance in San Antonio, TX

4801 NW Loop 410 suite 205, San Antonio, TX 78229


ASAP Finance in Dallas, TX

5307 E Mockingbird Ln unit 135, Dallas, TX 75206


ASAP Finance in Austin, TX

901 S MoPac Expy #540, Austin, TX 78746


If you are outside of Texas, you can find ASAP Finance stores in Indiana, Ohio, California, Missouri, Florida and Wisconsin.

Financial Products Available at ASAP Finance

Whether you need a short-term or long-term solution, ASAP Finance is here to help! Our financial products include:

Online Installment Loans

Online installment loans in Texas can help you get up to $5,000 for your longer-term needs. You can repay an installment loan within up to 180 days in fixed monthly payments. Bad credit Texas residents are also welcome to apply!

Title Loans

Texas title loans can provide loan proceeds in exchange for your car's title. You can still drive your vehicle while it's used as collateral and get up to 50% of its estimated price.

Payday Loans

Payday loans in Texas allow you to get up to $1,200 and repay the money in full after receiving your next payday. A loan term is usually between 2 and 4 weeks.

Why ASAP Finance?

ASAP Finance is a Texas-licensed connecting company that works with credible loan providers throughout the state. We offer a broad range of financial options to residents who find themselves in need of fast and easy cash. Our main benefits include:

  • Easy application process;
  • Fast funding times;
  • Convenience and safety;
  • No minimum credit score requirements;
  • Excellent customer service.

When you apply for loans with ASAP Finance, it usually doesn't affect your credit score. Apply now and get your offer from a direct state-licensed lender today!

Frequently Asked Questions


How Can I Apply for Texas Payday Loans Online?

You can apply for a Texas payday loan online via ASAP Finance. To complete our online process, you need to fill out a simple loan request form. Then, you get an almost instant loan decision. If approved, you'll receive the funds after signing a loan agreement, typically within one business day.


What Maximum Amount Can I Borrow with Payday Loans in Texas?

Texas law doesn't specify the maximum short-term loan amount you can get. The sums of payday loans in Texas are usually determined based on a borrower's current monthly income minus their existing payment obligations. At ASAP Finance, we offer payday loans of up to $1,200.


How Fast Will I Get a Payday Loan in Texas?

Commonly, you will get payday loans in Texas as soon as the next business day. Some lenders also offer Texas loans till the next paycheck with same day funding. To get cash faster, try to apply for a loan before noon on a weekday.


What Loans Are The Easiest Ones to Get Approved for in Texas?

Payday loans are considered one of the easiest loans to get, even with bad credit. Besides online payday loans, Texas residents can also take out installment loans and car title loans. Additionally, a credit card cash advance may be a simple option for current credit card holders.


Where to Find the Best Online Payday Loans in Texas?

Online payday loans in Texas are offered by multiple online lending companies. You can do your research on the Internet or fill out a simple form on our website. Our huge network of trusted direct lenders is always at your service, so we will connect you with the one that has the best online loans for you.


How Many Payday Loans Can I Have at a Time in Texas?

There are no state regulations regarding the number of payday loans you can have in Texas. However, it's recommended to go with just one payday loan at a time to avoid debt traps. It may be difficult to handle several of them due to their limited repayment terms.


Can I Get Online Installment Loans in Texas with No Credit Check?

You're welcome! Most partners of ASAP Finance offer online installment loans in Texas with no credit check through major credit bureaus. The amounts between $1,000 and $5,000 are available, and the repayment can be made within up to 180 days.


What Will Happen If I Don't Pay Back a Texas Payday Loan?

When your next paycheck arrives, the lender will make a withdrawal directly from your bank account. If your account balance is lower, you will face an insufficient funds fee, along with late fees applied by your loan provider. Also, late payments can result in credit score damage.

Get $100-$1,200 with online payday loans in Texas Apply Online Now I read and agree to Terms, Rates, Privacy Policy before submitting a loan request.

Written by Gregory Allen

Updated on Dec 11, 2023