Kathryn McCoach

As managing editor and expert writer at ASAP Finance, Kathryn McCoach draws on more than a decade in the financial sector and lending industry to guide people on how to make responsible decisions with their money. Kathryn believes that giving people access to easy-to-understand spending and borrowing advice is key to helping them achieve their financial goals. With a master’s degree in finance and years spent working with clients as a loan officer and financial advisor, Kathryn understands how important education is to direct people to get out of debt, improve bad credit, and gain financial independence.

Latest Blog Posts

I Need Money Now

How to Get Fast Cash if I Need Money Now

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Payday Loan from a Different State

Can I Get a Payday Loan in Another State?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
difference between payday loan and installment loan

Payday Loan vs. Installment Loan: How Do They Differ?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Cosmetic Surgery Financing with Bad Credit

Cosmetic Surgery Financing with Bad Credit: Is It Possible?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Personal Loans for a 600 Credit Score

Personal Loans for a 600 Credit Score

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach

Are Payday Loans Fixed or Variable?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach

What Is a Student Loan Interest Rate And How Does It Work?

Are you going to finance your education? This article will help you learn more about a typical 2022-23 student loan interest rate set by private lenders and the federal government.

Kathryn McCoach Kathryn McCoach

I Need Groceries But Have No Money

It’s scary when the "I need groceries but have no money" problem arises. Many low-income families today struggle with hunger and need help desperately. Wonder what to do when you have no money for food? Let's find out how to get free groceries, what programs to apply for, and how to reduce your grocery bills.

Kathryn McCoach Kathryn McCoach
how to get a car with no money

How to Get a Car With No Down Payment: What You Should Know

Are you dreaming of your own car, or want to change the old one to a new one, but there is no money for a down payment? Worried about your bad credit score? Check out the list of tips on how to get a car without a down payment on the best terms for you.

Kathryn McCoach Kathryn McCoach
home equity loan vs mortgage

Home Equity Loan vs. Mortgage – What’s The Difference?

Most people know what a mortgage means and when you might need it. The mortgage loan is a type of borrowing with restricted use people obtain to buy a house. But do you know what a home equity loan is about? It may seem that these two are similar to each other, but there is

Kathryn McCoach Kathryn McCoach
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