Where to Get a $50 Loan Safely?

ASAP Finance offers it quick and easy

Apply Online Now
quick $50 loan

It can be quite frustrating when you're missing $50 for a purchase or urgent expense. That's when cash advance apps can come in handy. But are these tools real or safe? The good news is that there are legitimate services like ASAP Finance that give you an instant $50 loan with minimum requirements, but not all of them are created equally.

Before giving out your personal information, check the lender's reputation online as this can help you make a safe and informed decision. To make things easier for you, ASAP Finance provides all the possible ways to get $50 fast.

Top $50 Loan Instant Apps

Each $50 loan instant app comes with a set of advantages, disadvantages, and unique features. Below is the list of the most popular services that can quickly give you a small amount of money.

ASAP Finance


  • Possible same-day funding
  • No hard credit checks
  • Up to $5,000
  • Straightforward terms
  • No membership fees


  • Potentially High APR
  • Short repayment terms



  • Express funding for $4-5
  • Up to $750 per month
  • Free to use


  • Some express fees are only visible when charged
  • Standard funding in 1-3 days



  • No interest charges
  • Flexible repayment schedule
  • Good for bad credit


  • Can charge 25% late fee
  • Charges 1/4th of the total if you choose the 6 weeks period
  • Up to 25% interest if you choose 36 months



  • Free of charge
  • Early access to your paycheck
  • Educational tools


  • Charges fees for moving funds
  • Only for employees of companies that work with PayActiv
  • Only up to 50% of your paycheck



  • Free to use
  • Up to $500
  • Analytical tools


  • Up to $8.99 for express delivery
  • Some features only available for a $19.99 subscription
  • Fees for transfers to external accounts

What Loan Can Get You $50 Quickly?

Besides cash advance apps, there are several online loans that can get you $50 quickly.

Payday Loans

These loans are perfect for people who need a small amount of money for a short period of time. Depending on the state, you can get up to $1,000 for a period of 14 to 30 days. The interest is usually expressed as a flat fee between $10 and $30 for each $100 that you borrow.

Payday lenders don't perform hard credit checks so your credit score is safe unless you miss your payments. To qualify, you need to provide valid proof of income like pay stubs or tax returns. If you're not officially employed, you can simply provide your bank statements that demonstrate an alternative source of steady income, and it might be sufficient to get approved.

Employer Advances

You might also be able to get an advance on your paycheck directly from your employer. There are generally no fees or interest, however not all companies offer this option. It often depends on your relationship with your boss and your value as an employee.

Personal Loans

If you need a bigger sum of money to cover a medical emergency or home repairs, personal loans might be a better choice. They typically require a credit score upward of 680. Great credit history might get you interest as low as 5.99% with the cap being 35.99% for less-than-perfect credit scores.

Personal loans can offer up to $100,000 which provides a lot of flexibility. The repayment schedule varies, but the terms are generally 12 to 60 months.

Credit Card Cash Advances

Getting a credit cash advance is the quickest way to obtain a $50 loan. It's important, however, to know that withdrawing cash works differently from regular credit card purchases. You'll start to incur interest immediately due to the lack of a grace period. There is a 3-5% fee for this service along with higher interest rates. For specific information, refer to your credit card agreement.

Payday Alternative Loans

These loans are issued by credit unions to help their members handle unexpected expenses. You can generally get up to $2,000 with a maximum interest of 28% and repayment period of 1-12 months. Although there are no credit score requirements, the credit union will perform a hard credit check so this loan will stay on your credit report. You'll have to wait between 1 and 3 business days for an answer.

borrow 50 dollars instantly

Alternatives to $50 Loans

There are even more ways to get some cash. These options require a bit more time and effort, so if you are in a hurry, they might not be the best for you. Here are some safe ways you can get $50:

Side Hustle Apps

These apps allow you to take on tasks like completing a survey or doing freelance work and get paid for your activity. The pay depends on the type of work you do. Surveys pay around $1 to $3 per piece while more complex work like freelance design orders or DoorDash pay more.

Medical Repayment Plans

Hospitals and medical providers might offer repayment plans or forgiveness programs for your medical bills. It's typically provided to people who face financial struggles. To benefit from this option, you need to negotiate with the provider and offer valid proof of financial need.

Charitable Grants

Nonprofit organizations and charities may provide small grants or emergency funds to people in need. You have to prove your financial situation in order to qualify. These grants often do not need to be repaid, however they're quite hard to get due to limited budgets of most companies.

Utility Payment Plans

Utility companies sometimes offer payment plans to help customers manage their bills. It's typically offered to consumers who struggle to pay their bills and prevents them from being disconnected from the service. Similar to the previous options, you need to provide proof of financial hardships to be able to qualify.

Friends & Family

While obvious, borrowing from close ones is often the safest and quickest way to access emergency funds. It's important to have a responsible approach and only borrow an amount of money you can repay. This can help you avoid harming your relationships while being able to get the extra cash you need interest-free.

Sell Stuff You Own

If you visit your attic or basement, you are most likely to find some old furniture, forgotten appliances and toys. Somebody might want those things! Clean up your old or unneeded possessions, take some photos and post them on Facebook Marketplace, eBay and Craigslist.

Your Emergency Fund

Emergency funds are meant to help you deal with unexpected and urgent expenses. Get some money from your piggy bank to deal with the current financial situation and be sure to put the money back when you can.

How To Choose The Best Loan App

Not all cash advance apps are made equal. If you want to know how to find a legitimate app that offers a good deal, look at the guide below.

Verify the company’s license. The lender’s license should be present on the lender’s official website or app. Check the license on your state’s financial regulatory agency’s website to ensure they are allowed to operate in your location.

Check the lender’s reputation online. Check the company on official review websites like TrustPilot and BBB. Real customer testimonials are the best way to find out if the lender is reliable and trustworthy.

Compare funding time and fees. Some apps have both standard and express funding. Compare fees for express deposits to ensure you get the best deal.

Review eligibility requirements. Before signing up, check the eligibility criteria to ensure you’re wasting neither time nor money.

Check repayment terms. Many apps will charge your bank account automatically but some will ask you to make a direct transfer on your own. Make sure the repayment period and method suit you.

Verify security measures. Ensure your lender uses encryption to protect your personal information. This is usually indicated by a padlock icon in the browser’s address bar. You can also check the app’s privacy policy for a better overview of the company’s security system.

Test customer support availability. It’s good to check how quickly customer support can get back to you. Give them a call or use an online chat to reach out and evaluate the quality of the customer support department.

Compare app features. If you’re looking for more than just a source of money, it’s good to check what other tools the app provides. Look for money management instruments, spending tracking, and other features that might be useful to you.

Why Use ASAP Finance for a $50 Loan

If you’re looking for a reliable company with straightforward terms, ASAP Finance might be a great choice. Here’s why:

Quick money

If you are approved before 10 AM, you will get your money on the same day. Otherwise, you’ll receive a direct transfer within 24 business hours.

High approval rate

ASAP Finance works with a group of trusted lenders in the US. That means that you are reviewed by multiple companies after submitting only one form, which increases your chances of approval.

No credit check

Most lenders won’t perform hard credit checks if you borrow $50.

Transparent terms

You’ll never pay any hidden fees. All you are charged is clearly outlined in the agreement.

Clean interface

ASAP Finance is made to help you get access to your money as quickly as possible. That’s why the app is extremely easy to navigate.

Professional customer support

Many customers point out the friendliness and helpfulness of the customer representatives. They are trained to assist you with any issue and help you make an informed decision.

FAQs about $50 Loans


Is it possible to get a loan with poor credit?

Yes, it is possible as long as you can confirm your solvency. To do this, you need to provide valid proof of income like pay stubs or tax returns.


Are instant loan apps legitimate?

ASAP Finance is a legitimate source of quick cash. If you’re shopping around, it’s important to do your research before giving out your personal information to a different lender.


Does my $50 loan instant app affect my credit score?

No, most $50 loan lenders won’t pull your credit records via major credit bureaus. They base their decisions on your income and payment history.


Do cash advance apps or loan apps have hidden fees?

ASAP Finance does not have any hidden fees. All the charges are clearly stated in our terms and conditions.


When can I access my funds with an instant loan app?

If you apply in the morning, you will receive your money on the same day. Otherwise, we’ll make a direct transfer to your bank account on the next day.


What is the total due amount for a $50 loan?

You generally pay around $10-30 per each $100 you borrow. With ASAP Finance, the total for a $50 loan will be approximately $55 to $65.


Can I get a loan if I’m unemployed?

It is possible if you are not officially employed. As long as you get a stable, verifiable monthly income, you can qualify for an instant loan.

Get a $50 Loan Today with 100% Online Process Apply Online Now I read and agree to Terms, Rates, Privacy Policy before submitting a loan request.

Written by Gregory Allen

Published on July 9, 2024