Kathryn McCoach
Latest Blog Posts
How to Get a Wedding Loan with Bad Credit?
A wedding loan can help you finance your big day and reduce the financial burden, allowing you to cover the cost in affordable monthly payments. This unsecured option can be used for a wide range of related expenses, from wedding rings to dresses, venues, or catering. While credit issues make it more challenging to qualify
Why Are African Americans More Likely to Steal at Christmas Than Others?
The number of shoplifting cases increases heavily during the festive season, with the most of retail theft happening in the four weeks before Christmas. While statistics say that White people top the list of shoplifting offenders, 2.38% of Black Americans shoplift compared to only 0.59% of White Americans. Read on for more statistical data analysis and personal stories and explore factors that lie behind this phenomenon.
What Is a Guarantor on a Loan, and Is It Worth Involving One?
Loan guarantors provide financial backup when borrowers struggle. This helps people with bad credit issues, but it also has its drawbacks. Guarantors take on major responsibilities, so both parties should consider the arrangement carefully. Keep reading to find out more.
Line of Credit vs. Loan: Which Suits You Best?
Choosing between a line of credit and a loan depends on your financial needs. A line of credit offers more flexibility since you repay as much as you use, while a loan provides a lump sum for specific expenses. Analyze your situation to pick the best option for your situation.
Are Pawn Shop Loans Really Worth the Risks?
Pawn shop loans let you borrow a percentage of your item’s value. You must repay the lender with interest within 1-2 months, or you lose your possession. So, are they worth it compared to other loans with fewer risks?
When Do Landlords Report Late Rent?
Navigating rental agreements can be challenging, especially with missed payments. Tenants often worry about landlords reporting these to credit bureaus, which can harm credit scores and future rental prospects. Find out the reporting process and its impact, emphasizing the importance of understanding agreements to manage budgets and avoid issues.
How to Remove a Charge-Off Without Paying?
Creditors mark accounts as charged off when unpaid, significantly impacting your credit score. Even with later improvements, lenders may question this entry. Removing an incorrect charge-off from your credit report is possible. We will explains how to remove a charge-off without paying and restore your credit rating.
Loans Like LendNation
Finding the right loan can be challenging, especially when urgent. LendNation offers convenient short-term lending, but other institutions provide similar services with better terms. We'll explore alternatives to LendNation, focusing on small cash loans and flexible installment options to help you choose the best loan for your needs.
A Complete Guide to Payday Loans Based on Income
Payday loans based on income provide quick cash to people facing financial problems. They don't require a credit check, just proof of income, making them available to those with poor credit. However, they have very high interest rates, often over 400% APR, and must be repaid by the next payday. This can lead to a cycle of debt. Alternatives include cash advance apps, pawn shop loans, personal loans from banks or credit unions, borrowing from friends or family, and credit cards with 0% APR.
Loans to Help Pay Utility Bills
Learn about the best loans for handling bill payments and utility expenses. We've covered support options that ensure you can maintain essential services — including variants for bad credit borrowers.