ASAP Finance Store in La Crosse
ASAP Finance provides reliable lending products to La Crosse residents. We offer competitive direct lender payday loans with no credit check, making them available to borrowers with bad credit.
Visit our store in La Crosse today and get personalized financial assistance from our professional team.
Address:
201 Main St #1100, La Crosse, WI 54601
Working Hours:
Monday - Sunday:
8:00 am - 8:00 pm
Our Financial Solutions in La Crosse, WI
Need cash quickly? ASAP Finance in La Crosse, WI, has many solutions for you! Check our options below and choose one that best fits your needs.
Payday Loans
Payday loans are a great tool when you need quick money until your next paycheck. You can borrow up to $1,000, with a maximum amount being limited to 35% of your gross monthly income. You can receive a loan on the same day and use the funds to cover your short-term financial hardships.
Installment Loans
Installment loans help manage big expenses or consolidate debts. You can borrow between $500 and $5,000 for up to 24 months and repay the money in affordable monthly installments. These loans are available for bad credit score borrowers.
Personal Loans
Personal loans are a long-term financial solution — they help you handle major expenses like home improvement projects, relocation, vacation, etc. A personal loan is more suitable for people with a stable income — the eligibility criteria are stricter. You can borrow between $1,000 and $10,000 for up to 60 months.
Title Loans
Title loans are secured loans that use your vehicle as collateral. They allow you to borrow up to 50% of your car's value. The vehicle’s title is retained until the loan is fully repaid but you can still drive your car while it’s pledged. Title loans in La Crosse, WI, need to be repaid in 30 days.
Check Cashing
Check cashing services convert checks into cash without the need for a bank account. This service is available at our physical location. You will receive immediate access to funds by simply providing your ID.
Payday Loans in Wisconsin Near Me
ASAP Finance strives to help people across Wisconsin get quick financial solutions. Residents of French Island, Holmen, West Salem, La Crescent, and other nearby cities can also apply at our La Crosse store. We also have three more locations in the state for your convenience so you can choose the nearest store to visit.
Looking for remote access to funds? You're welcome to get our payday loans online in any WI cities or even from any other state.
Branches Outside Wisconsin
If you are not in La Crosse, check out our other branches throughout the country. Apply for a cash advance loan in-store with our team's assistance and receive your funds either the same day or within one business day.
Eligibility Criteria for Payday Loans from ASAP Finance
You should meet these basic requirements to qualify for a payday loan from ASAP Finance:
- Be a U.S. citizen or a permanent resident.
- Be 18 years old or older.
- Show proof of income and address.
- Specify active bank account details.
- Provide your valid ID and Social Security number.
How to Apply for a Payday Loan via ASAP Finance
Looking for reliable lenders to obtain a payday loan? ASAP Finance is your best solution! Follow these straightforward steps and secure your loan offer today:
Complete an Application Form
Fill out the loan request form online or in our physical store. Provide your personal information and submit the form. This process typically takes no more than 5 minutes.
Wait for Decision
Our loans don't involve a hard credit check, so you will receive a decision in minutes.
Get Money Within a Day
Once approved, review the loan terms and sign the agreement. You can get cash right away at a store or expect the funds in your checking account within 1 business day if you apply online.
Discover our payday loan app and obtain a cash loan within several minutes!
Rate Our Local Store in La Crosse
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Frequently Asked Questions
01
Are you a licensed lender?
ASAP Finance is a fully licensed lending company that legally operates in Wisconsin and many other US states. We comply with all federal and state regulations to ensure fair and responsible lending practices.
02
Can I request online payday loans in La Crosse?
Yes, if you don't want to visit us in person, you can apply for online payday loans by filling out an application form on our website.
03
Do you perform hard credit checks?
No, the ASAP Finance loan process doesn't involve hard credit checks. We conduct soft inquiries that do not affect your credit score.
04
I do not have a good credit score. Am I still eligible for payday loans?
Yes, you can qualify for a payday loan even with a poor or bad credit score. We assess various factors beyond your credit history for loan approval.
05
Should I choose an installment or a payday loan?
Your decision should depend on your financial needs and capabilities. Installment loans suit larger, longer-term needs but come with more overpayment over the loan life. Payday loans are better for short-term financial gaps but may be more difficult to handle due to limited repayment terms.
06
Will obtaining a loan affect my credit history?
Loans from ASAP Finance do not impact your credit history as long as you pay on time. We only perform soft credit checks to estimate your financial situation. If you apply for conventional personal loans, your credit score will be affected as your application and payments will be reported to three major credit bureaus.
Apply Today and Secure a Payday Loan to Cover Your Expenses! Apply Online NowI read and agree to Terms, Rates, Privacy Policy before submitting a loan request.