Need cash before payday? ASAP Finance offers San Jose payday advance loans of up to $255 with instant decision and no hard credit checks. You can easily get approved and receive the money on the same day, even with bad credit. Immediate funding is available both online and in-store.
ASAP Finance Store in San Jose
Our San Jose branch is conveniently located at 1754 Technology Dr, Suite 115, 95110. We are just a short drive from the San Jose Mineta International Airport and close to major landmarks like Casino M8trix and the Reynolds Circle Business Park. You can easily access our office via Guadalupe Parkway and Old Bayshore Highway. Whether you need help with a payday loan application or have questions about our services, our friendly staff is here to assist you.
Address:
1754 Technology Dr suite 115, San Jose, CA 95110
Working Hours:
Monday - Sunday:
8:00 am - 8:00 pm
Our Products and Services
ASAP Finance offers a wide range of emergency financial solutions in San Jose, California. Choose the right product and get your money quickly and easily.
Payday Loans
Also known as a payday cash advance in San Jose, a payday loan allows you to borrow up to $255 for 7 to 31 days. It is designed to cover urgent expenses that can't wait until the next paycheck.
Installment Loans
An installment loan provides up to $5,000 for 2 to 24 months. The repayment is made in equal monthly installments, allowing you to adjust your loan payment to your budget. These loans are suitable for long-term needs and large purchases.
Title Loans
A title loan can provide you with up to 50% of your car’s estimated value by using its title as collateral. You can continue driving the car while repaying the loan. The amount you owe should be repaid in full in 31 days.
Check Cashing
Check cashing services are available at the ASAP Finance’s stores. Visit our location and get cash without a checking account quickly. Simply provide your valid ID and receive your money in minutes.
Other Branches
ASAP Finance strives to help people across the state get quick financial support. Our San Jose location also caters to the immediate payday loan needs of people from nearby areas, such as Santa Clara, Sunnyvale, Milpitas, Cupertino, and Campbell. For those who live far from San Jose, ASAP Finance has physical locations in other California cities:
Online Payday Loans in San Jose, CA
For those with busy schedules, ASAP Finance provides seamless online payday loan options that you can access via the website from anywhere in the country, including San Jose. Our quick and straightforward application process allows you to apply for a cash loan without wasting your time on a store visit.
Requirements for a Payday Loans in San Jose
To apply for San Jose payday advance at ASAP Finance, you need to meet the following requirements:
- Be over 18 years old;
- Be a resident of California;
- Provide your ID and Social Security number;
- Specify your email and mobile phone number;
- Provide documents confirming your income and address;
- Specify your bank account details;
- Provide your employer's contact information.
How to Apply for a Loan via ASAP Finance?
Follow these steps to apply for our payday loans in San Jose with no credit check:
Fill out the application. Provide your personal and financial information in a store or do it online 24/7. It only takes 5 minutes to complete our simple form.
Get approved. We will perform a soft credit check to verify your application details and get back to you with a response in minutes.
Sign the agreement. If approved, review the loan terms and sign the agreement to accept the offer.
Receive funds. Your money will be transferred to your account within one business day. Same-day funding is also possible for in-store applicants and those who get approved before noon on weekdays.
How to Safely Borrow Payday Loans in San Jose?
ASAP Finance promotes responsible borrowing, so we want our customers to understand the loan terms and the consequences before signing a contract. Borrowers should be realistic about their current financial situation and refrain from payday loans if they face ongoing financial problems. Make sure you can comfortably repay the loan on time, and the amount you owe fits your monthly budget.
About ASAP Finance in San Jose, CA
ASAP Finance has been operating in California since 2022. We are known as a reliable provider of San Jose payday loans for customers with different credit histories. Our borrowing process is very easy, requires minimal documentation, and bypasses traditional credit checks. This allows customers to receive funds quickly, often on the same day.
We provide transparent and safe direct lender loans without compromising your long-term financial health. With our commitment to customer security, you can rest assured your data is always safe when you work with us. ASAP Finance is always here to be your trusted source of extra funds for immediate financial needs in the heart of Silicon Valley.
Need fast cash?
Apply for quick approval online!
FAQ
01
How much can you get with a payday loan in California?
In San Jose, payday loans are limited to $300 with a maximum term of 31 days. Lenders charge up to 15%, so borrowing $255 may cost you around $38 in fees. California law allows only one active payday loan at a time and prohibits rollovers. The exact loan amount will depend on your income and credit history.
02
How can I borrow money instantly until payday?
The fastest way is to fill out an online application form on our website. We will check your details quickly and send you instant approval via email. If approved you will get emergency assistance within 1 business day.
03
Do you check the credit of payday loan applicants?
ASAP Finance only performs a soft credit check to estimate your loan eligibility. This check does not affect your credit rating. It’s mainly focused on your income and payment history.
04
What is the easiest loan to get in San Jose?
Payday loans are the easiest borrowing options to get in San Jose as they come with minimal paperwork, have no minimum credit score requirements, and are processed in minutes.
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