Loans with Guaranteed Approval - Everything You Need to Know
Easy to Qualify
Remember the main thing when filling out the payday loan form – write down only honest information, and it will be easier to qualify. Lenders always tend to help you without checks and much paperwork. People usually look for 100% guaranteed approval loans, but you should remember that no loan approval can be guaranteed.
Guaranteed Loan Approval
We tend to have the most time-saving process of providing the answer for our clients. That is why ASAP Finance works with direct lenders that provide guaranteed approval decisions on the same day. You don’t have to wait days or weeks to find out if your loan was approved or denied.
Poor Credit OK
Don’t be concerned about your bad credit score. Since our direct lenders check all the applications, you have big chances to be approved for a loan for bad credit. Your credit history is not the main factor in bad credit loan approval.
Reputable Lenders
Since we work with a range of online payday lenders, you have better chances to get 100 approved loans. All of the companies we work with, are reputable and legit. You get the loan decision from them instantly. No third party is involved.
Very Quick Payout
After being approved, you get the money in your bank account really fast. Usually, it happens on the next business day, so, within 24 hours. Please read all terms before signing the contract.
Get Your Loan Approval Quickly
Are you upset because you lack money and you have no idea where to get it from? Or maybe you have some urgent expenses, and you want to avoid any future issues? If that's the case, you may consider applying for a 100-dollar loan right now. Usually, we offer up to $1,000 for payday loans and up to $5,000 for installment loans, but getting a smaller amount is much faster and easier, but not guaranteed as lenders can guarantee only a loan decision, and not a loan approval.
Borrowing a small amount from your friends or relatives maybe even a better idea in that case, but for some people that may be embarrassing. You may feel even ashamed that you're indebted and you had to borrow the cash from your parents or siblings. If you're one of those persons, the good news for you is that there are plenty of lenders now, who are willing to approve you for a quick online loan. The only difference is that you have to pay a much higher interest rate and to make some nice research before you sign the contract to be sure that you found the best terms.
Types of Loans with Guaranteed Fast Decision
You might be surprised to learn that the options available to you are almost endless. We've compiled a list of some of the most popular types of loans you can take out with guaranteed fast decisions.
Payday Loans
A payday loan is a short-term loan that you can use to pay bills or cover expenses when you're short on cash. Payday loans with 100% guaranteed loan approval decisions are usually repaid in one lump sum, and they allow you to get quick access to the funds you need when you need them. The maximum loan amount for a payday loan is $1,000, and the maximum term is one month.
Installment Loans
As guaranteed approval loans, installment loans are a great way to get the money you need for whatever life throws at you. They're different from other types of loans because they feature smaller payments for a longer period of time. You can get up to $5,000 and your monthly payments will be no more than $100 - $200 per month for a maximum term of 24 months.
Personal Loans
A personal loan is a guaranteed approval loan you take out to finance an expense that doesn't fit into your budget. You can use it for anything from getting a new computer to fixing your car or paying off credit card debt. The maximum loan amount is $15,000, and the interest rate is fixed at 12%. The maximum term is 36 months.
Basic Requirements to Get Bad Credit Loans Approval
Usually, the requirements for getting an online loan are basic. You should be at least 18 years old, have a stable monthly income, and should be a legal US citizen. When it comes to your credit history - many people are afraid that lenders are too picky and may reject them, but that's not always true, because lenders analyze more factors than just your credit score.
Most of the direct lenders we connect you with, don't perform traditional credit checks at the main credit bureaus. They may do a soft credit check that is not even going to impact your credit score, and you will be the only one to see that record in your report. Lenders may also check your identity to make sure that you are not bankrupt and you have legal income. That's done to get an idea of your financial profile and liability.
You can ask why lenders should do any checks at all and why you can't get guaranteed loan approval. The short answer to this question is that not doing so, is illegal in most jurisdictions.
In order to protect vulnerable people, governments across the world have passed laws that force lenders to check someone's financial position before they lend them money. Basically, the laws attempt to protect people from taking out loans for bad credit that they have no realistic possibility of paying back.
Get Quick Payday Loans Bad Credit - up to $1,000
While searching for bad credit online payday loans for $100 or $1,000, some people are looking for exclusively direct lenders sites, but this is not always a good idea because you don't have many choices. What's better then? Applying for a payday loan with no credit check and instant approval through a matching service like ASAP Finance is easy and quick.
While filling out a single online application, you get various guaranteed offers from hundreds of reputable payday lenders who are willing to lend you, as we submit your information to many lenders at once. This option gives you the possibility to compare many bad credit loan offers at once and apply with the lender who is offering the best amount, interest rate, payout term, etc.
Receive a Guaranteed Loan Approval Decision Almost Instantly
No lender gives guaranteed approval. On average, 70% of all bad loans receive financing and no lender will ever approve 100% of loan applicants. Borrowers should avoid lenders who make such claims as these statements border on fraud.
Companies promoting these types of loans are distorting reality. They should advertise only soft credit checks and instant decisions, not guaranteed approval, which is closer to reality. A lender will always do a basic check on you, and any lender who claims otherwise is lying.
With ASAP Finance, be sure that we are a professional and honest company that advertises its services as they are: convenient, transparent and 100% true.
Benefits of Getting Cash Loan through ASAP Finance
If you decide that a payday loan is exactly for you, don't hesitate to apply. Following are the main benefits of applying for a quick small payday loan online through our website:
100% Fast and Easy - Cash advances are very popular across the country just because they are really fast compared to traditional bank loans. Once you fill out the application form and get matched with the lender, you can receive the loan in less than 24 hours into your checking account, though usually on the next business day.
Accessible and Convenient- Since the requirements for getting a loan are really basic, the loan request itself is also easy, so it may take only 5-7 minutes to complete it. Once matched, the lender replies almost instantly, giving you the answer about your approval. You should know that nobody can guarantee you loan approval, but if you meet the basic requirements you will likely be approved even with bad credit.
Guaranteed Loan Approval Decision - We know that getting a loan can be a long and difficult process, but we're here to make it as easy as possible. We understand that you need money quickly, and want to get your life back on track as soon as possible. That's why we offer guaranteed loan approval - so you don't have to wait around for weeks at a time, wondering if you'll ever get approved for the money you need.
Loan Amount - The main reason why lenders are concerned about your monthly income is to establish the amount of the loan for bad credit you will be approved for. Since you cannot repay more than you earn, it is important to get a loan smaller than your earnings. Otherwise, there is a big chance that you can default and not repay your loan, which will lead to a penalty and higher fees.
As a result, you can get into even bigger trouble than you started with. That's why small payday loans online are really affordable and easy when you apply for 100 dollars, 200 dollars, or a 300 dollar loan. So, the approval for 100 dollars loan is possible for almost everyone, though it is not guaranteed.
No Collateral - Online payday advances are convenient because they are completely unsecured compared to traditional bank loans or car loans. It means that you can borrow the money without any collateral, so in case you don't repay it - you don't lose your car or home. Please remember anyway, that paying off the loans for bad credit is very important both for your financial future and for your credit records.
Secured and Confidential - Knowing that your personal data is protected is very important. While applying through our site, you can be 100% guaranteed that the information is encrypted and never sold to third parties. Everything is completely online and confidential.
Short Term - Some people are looking for long-term loans, but they are not always the best option. When you need money quickly, you don't have time to wait and don't have to be indebted for months or even years. So, online cash loans are perfect for small and urgent expenses that arise in your day-by-day life. Use them wisely, and they'll never let you down.
Frequently Asked Questions
01
Are there guaranteed instant decision payday loans online?
Yes, there are guaranteed instant decision payday loans online. When you apply for a payday loan online, you'll typically be asked to provide your bank account information so that the lender can withdraw money from your bank account when the loan is due.
02
Are there no hard credit check direct lenders?
There are some direct lenders that will allow you to apply without a hard credit check. However, there are many more that require soft credit checks that don't affect your credit score.
The direct lenders who don't require a hard credit check will often have more stringent requirements for approval and/or higher interest rates, so it's important to make sure you're comparing apples to apples when you're researching your options.
03
What Happens if I Cannot Repay My Loan?
If you cannot repay your loan, contact the lender immediately. Your lender will work with you to try and find a solution that works for both of you. The loan provider may offer to lower your monthly payment or extend the term of your loan.
They may also offer other options like forbearance or deferment. If none of these options work for you, they may consider a repayment plan or even forgive the remainder of your loan if it's causing hardship in your life.
04
Can I Get a Guaranteed Bad Credit Loan?
Yes! If you have bad credit, you can get a guaranteed loan approval decision. Getting a guaranteed loan approval decision is simple and easy. You just need to complete an online application and provide some information about yourself.
Once you do this, the lender will review your application and give you a decision right away.
Apply for Online Loans & Get 100% Guaranteed Loan Approval DecisionYou are one step away from guaranteed loan approvalApply Online NowI read and agree to Terms, Rates, Privacy Policy before submitting a loan request.